Retiree Benefits

Dental Benefits
CSEA Retiree Reduced-Fee Dental Program
The CSEA Retiree Reduced-fee Dental program provides retiree members access to a panel of New York State and New Jersey dental providers who have agreed to charge according to an established fee schedule. This is a fee for service program; there are no premiums, claim forms, or reimbursement to the member or provider. The Retiree pays for treatments and services directly to the participating provider at a reduced cost. For a copy of the program book call the CSEA Member Benefits Department at 1-800-342-4146, ext. 1359.

Pearl Carroll & Associates LLC Dental Plans
Choice One- CIGNA Dental
Choice 1 is a dental HMO, much like a medical HMO; you pick a network dentist who provides you with reoutine preventive services (exams, x-rays and cleanings). More complex procedures will require a preset co-payment. With choice 1, you have no waiting periods, deductibles, and annual or lifetime maximums. For choice 1 dental information packet, including the pre-set co-payment schedule, contact Pearl Carroll & Associates LLC at 1-888-507-1368. Since Choice 1 is underwritten by CIGNA dental, you can also search for dental providers in your area by calling 1-800-367-1037 or visit their web site at http://www.cigna.com.
Choice 2- MetLife Dental
Choice 2 is a more traditional dental insurance plan. The Choice 2 plan underwritten by MetLife, offers immediate coverage for preventative, emergency, diagnostic, basic and major servies. There is a 12-month waiting period for some services. You get to choose your dental provider. If you’d like an information packet or an enrollment form contact Pearl Carroll & Associates LLC at 1-888-507-1368. A list of providers can also be accessed by contacting MetLife dental customer service at 1-800-942-0854 or log on the web at http://www.metlife.com.
Both pearl Carroll & Associates LLC Retiree Dental Plans have nationwide providers and premiums that can be billed quarterly or deducted from your NYSLERS pension.

DIAGNOSED VISION CARE PROGRAMS
Pearl Carroll & Associates retiree Davis Vision Plan
With this plan, ever 12 months you are eligible to receive; full eye examination, new frames and lenses or new contact lenses among other great benefits for you and your spouse. Davis Vision offers convenient network locations, making it easy to find a provider in your area. Between their list of preferred doctors and select retail partners you get the freedom to choose where you receive your eye care. For more details about the plan, just log on to the Open Enrollment/Discount Plan section at http://www.davisvision.com and enter Client Code 4926 or call Pearl Carroll and Associates at 1-877-847-2732.

CSEA Vision Care Plan Benefit Program
This program allows members and their dependents to receive eye examinations, eye ware and laser vision correction at reduced periods. Members simply call the Davis Vision care processing unit and a Member Service Representative will provide you with all the necessary information, locations and payment options by calling 1-800-783-3594 (TTY 1-800-523-2847). The Value Advantage Plan is available nationwide, members will be supplied with the names and addresses of network providers nearest them.

Pearl Carroll & Associates LLC Hospital & Home Care Recovery
This plan is designed to provide extra money to help cover the cost of a hospital stay and the home recovery afterwards. Benefits are paid in addition to any other insurance you have. Members under age 75 and their spouses are eligible to enroll with no health questions asked. For more information call 1-877-847-2732.

Long Term Care
Designed to cover extended periods of care in either nursing home, adult day care center, assisted living facility or at home. For details on CSEA Long term Care Program call toll-free 1-800-849-1960.

Family Assistant
For some, long-term care insurance is the right solution. However, many of our members cannot purchase long-term care insurance due to cost, or due to pre-existing health conditions, or age. Those are the members that FamilyAssistNet is for! This program helps you to arrange care services when you need them. FamilyAssistNet has a nationwide network of pre-screened providers essential to home care services. Annual enrollment fee is $99. To enroll, call 1-888-376-6020.
*Retiree Division Members are eligible to use most of the benefits listed within this Guide Booklet.